It’s only natural to PANIC.………. When money worries mount up. But that’s the last thing you need to do! The FIRST THING you need to do is.. ……. read this book!

From the desk of Jenne Forday

Dear Friend,

I won’t try to deny it. “Debt” is a scary word—especially when the money coming in just isn’t enough to keep up with the money going out. When that happens, an even scarier word starts creeping into our troubled minds:

Bankruptcy.

At that point, who wouldn’t feel overwhelmed? Who wouldn’t begin to panic?

To be honest, just about everybody does panic when they have to admit the numbers simply don’t add up. It’s the most natural reaction in the world when our finances spin out of control and—no matter how much we want to or how hard we try—we simply cannot get the bills back under control. Believe me, I know how that feels. I learned it the hard way myself.

But just because panic is a normal response to money woes doesn’t make it a good response. Here’s a better response, and it’s the one that works . . .

· Educate yourself about the whole range of options available to you

· Arm yourself with the knowledge you need to avoid all the schemes and schemers preying on people in money trouble

· Get to know exactly what bankruptcy is and isn’t—and whether it is the right way to solve your problems

· Get to know the other options available and how to know if one of them is right for you

· Begin planning for the fresh start that could await you down the road

That may sound like a tall order . . . but you will find all those answers and many more in A Scaredy Cat's Guide to Bankruptcy (everything you need to know about bankruptcy in the UK but were afraid to ask).

My comprehensive, easy to understand, and easy to follow Ebook gives you all the information you need to take control of your situation and take the steps now that will improve your future.

That’s right—the answers to your cash crisis are only a click away.

Success Story #1: Mr. N Hill, North London

I never expected myself to be facing bankruptcy. That was something that only happened to other people. So when it happened to me, I was completely unprepared to sort out all the laws and regulations. Luckily my sister told me about ‘A Scaredy Cat’s Guide to Bankruptcy’ and I finally had the reliable, comprehensive guide I needed.

But let me make one thing very clear right now. A Scaredy Cat's Guide to Bankruptcy does not promise you an easy way out. No magic solutions. No promises of “painless” debt relief, like the ones you have seen on television. No bloated boasts that you can lower your payments by 50 percent or more. (In fact, you will learn why those sorts of promises are bound to leave you high and dry while making the middle man rich!).

All this Ebook can offer you is the sound, complete, and easy to understand information you need to make good decisions . . .

· About how to face your debt—the effective and responsible way

· About how to move on from the crisis and build for a sound financial future

And not only will you get all that and more in this Ebook, but I am also going to help you by backing up the book with FREE and PERSONAL advice via email at every step of the way, right up until your bankruptcy is discharged.

A Scaredy Cat's Guide to Bankruptcy gives you all the tools you need to do that, starting right now, and that should be reason enough to get your copy today. But it also does one more thing that most books and counselors neglect—it gives you the information you need to put your money problems in a realistic context, and frees you from the guilt and shame that go along with financial stress. It gives you permission to stop anguishing over the situation and to start acting.

After all—as you will learn in A Scaredy Cat's Guide to Bankruptcy —not only have bankruptcy rates in the U.K. skyrocketed in recent years, but people from every walk of life and every social class have had to grapple with the very same sort of money pinch that led you to read this letter.

If people like the former football star George Best, tennis champion Bjorn Borg, and rap star M.C. Hammer can find themselves in bankruptcy, it’s small wonder it touches everyday people as well.

Even so, there is a big difference between reciting abstract statistics and feeling the pain of insolvency in your own life. It can feel like a punch in the gut, but A Scaredy Cat's Guide to Bankruptcy makes it clear that nobody has to feel alone when they face bankruptcy, or like the one and only person who has ever been in this situation.

After all, writing this book was very personal for me, because it grows out of my own experience filing bankruptcy in 2007. Like you maybe, I never expected to find myself in that situation—especially because what got my husband and me into financial trouble we couldn’t handle was our attempt to better our circumstances. Little did we know. . . .

Instead of accumulating new wealth, what we accumulated was a mountain of debt. I will tell you more about that in a moment, but first I want to say it again, with emphasis. You are not alone in staring bankruptcy in the face. Far from it.

Success Story #2: Mrs. A Spence, Lincolnshire

“When I got in financial trouble, it seemed that everyone wanted to sell me an easy out way out, and they were all too good to be true. ‘ A Scaredy Cat’s Guide to Bankruptcy’ was different. It showed me how bankruptcy really worked, and why it was time to let it work for me. It’s not the way I wanted my life to go, but knowing how to deal with bankruptcy gave me the tools to move on.

You will learn about informal arrangements and Individual Voluntary Arrangements (IVAs) that could keep you out of court

You will get straight talk about Debt Help firms and why you need to steer clear of promises that sound too good to be true (they are too good to be true!).

You will get the cold, hard facts about what you gain—and what you lose—when you become a bankrupt in the U.K.

You will discover exactly what bankruptcy will mean for you, your family, your business partners, and even your career . . . .

Take Note: You will have to resign your seat in Parliament!

Well, that would be one consequence, if you happen to be an M.P.

But A Scaredy Cat's Guide to Bankruptcy also reveals the ways bankruptcy might affect your own career, because there also are a number of more common professions you won’t be allowed to pursue if you declare bankruptcy. A Scaredy Cat's Guide to Bankruptcy will help you discover whether yours is among them—and what that might mean for you.

In fact, it is exactly that level of step-by-step attention to all the details of bankruptcy that makes A Scaredy Cat's Guide to Bankruptcy an invaluable resource and guide for anyone facing tough financial circumstances. Just as you will learn how your job might be affected, you will also learn, section by section, precisely . . .

what happens in court

what your duties will be

what restrictions you will face

what personal items you can keep—and which you will have to give up

what bankruptcy does to your banking—and new ways to cope

and what it takes to make a fresh start

. . . and page after page of the information you need to navigate this difficult and daunting chapter in your life . . . from car loans and other borrowing after bankruptcy to prepaid debit cards that can make your life easier in the crunch time to a primer of sound advice and financial information that will help you stay on track in the years to come.

Success Story #3: Mr. J O’Neil

“When you know what to expect, you can make good decisions. Thanks to ‘A Scaredy Cat's Guide to Bankruptcy’, I knew what my choices were each step of the way—and how I made them would affect me in my daily life.”

When you get right down to it, the information I share with you in ‘A Scaredy Cat's Guide to Bankruptcy’ is the information I wish someone had offered me when I was in the same boat. If I had known then what I know now, I would have been spared an incredible amount of stress—and I could have avoided the dreadful scenes I had to endure—like when the court clerk yelled at me and reduced me to tears when I showed up with the wrong paperwork.

That should never have happened to me, and it should never happen to you.

For me, the troubles all began when my husband and I invested in seven properties that we thought would provide us with steady income, and a chance to cash in someday when they went up in value.

It seemed like a good plan. And we went into it with a good track record, when it came to money. I had never had a problem with debt before, and I had a squeaky clean credit record. Until the investments went bad.

Instead of providing us with new income, the properties sucked up all our savings, when the costly repairs started to mount up. Roofs leaked, plumbing backed up, it was always one thing after another.

Besides, tenants proved hard to find and the properties mostly sat empty. That meant we had to find other ways to come up with seven huge mortgage payments, month after month. Two bank loans and fourteen credit cards later, it all fell apart and I just couldn’t keep up with the payments.

Instead of bringing the nice, fat rent checks we had hoped for, all the mail brought was threatening letters from our creditors—to go along with the endless phone calls, and even bill collectors knocking on my door. It was all too much to cope with, especially when it started to look like we would lose our family home.

So I decided that I had to file for bankruptcy—and that turned out to be as scary and confusing as all the pressure from creditors.

I didn’t have any idea how to complete the forms or what paperwork was required, and there was no one to advise me. By the time I turned up at court for that devastating encounter with the impatient clerk, I was at my wit’s end.

Why couldn’t someone just tell me what to expect? Why couldn’t I find some help in completing the forms correctly—without having to spend a fortune? Isn’t bankruptcy stressful enough, without all the confusion and uncertainty?

The good news for me is that six months after my bankruptcy, I was given an early discharge! I am now totally debt free and living again!

After going through all that myself, I knew there had to be a better way. That’s why I decided to write A Scaredy Cat's Guide to Bankruptcy.

It is the guide book I wish I had when I needed it—a sort of roadmap that leads you through the whole process and makes it easy for you to show up in court well-prepared with the proper paperwork, properly completed, and ready to move on.

When it comes to your money, what you don’t know really can hurt you.

Think of it this way: If you are contemplating bankruptcy or other tough decisions about your money, then don’t you already know how expensive not knowing financial strategies can be?

Amazingly, however, the cost of getting the facts and making wise decisions is only a tiny fraction of the cost of not knowing.

At least that is true when you look to A Scaredy Cat's Guide to Bankruptcy for all the answers you need.

Sure, there are other ways to get the information, but they can cost you hundreds of pounds you probably don’t have and cannot afford to spend on them.

It’s ironic, isn’t it, that the experts want us to spend a small fortune precisely when we need our money the most?

Well, that is one more reason I wrote A Scaredy Cat's Guide to Bankruptcy—to make sure you have the information you need, when you need it, at a price that won’t push you further in the hole.

For only £19.99 ($29.50), you will put to rest that feeling of panic . .

turn off the guilt and shame that can cloud anyone’s judgment during a stressful time . . .

make informed, clear-headed decisions that will put an end to all the uncertainty and fear . . .

And start you on a new path to a life of financial freedom and success when you reach the other side.

So What Are You Waiting For?

Remember—$29.50 (£19.99) doesn’t just get you the most comprehensive, easy to follow Ebook you will find anywhere (written by someone who knows exactly what you are going through!). It also gives you an open door to contact me for FREE ADVISE about the bankruptcy process, every step of the way.

When you buy your copy of today, I will give you my personal email address—so you can get the advise you need to make sure you get through a tough time with knowledge, wisdom and dignity.

In other words, to make sure that clerk never yells at YOU!

Like I said, this is personal for me.

Get your Copy of A Scaredy Cat’s guide to Bankruptcy and get started on a whole new path toward financial freedom.

GET YOUR COPY NOW FOR ONLY $29.50 (£19.99)

… And here’s one more SPECIAL OPPORTUNITY you can’t afford to pass you by! When you order your copy of A Scaredy Cat’s guide to Bankruptcy, I will give you-ABSOLUTELY FREE- one to one personal consultation with me 24 hours a day by email. I will answer all your questions before and after bankruptcy.

THE ENTIRE GUIDE PLUS FREE CONSULTATION BONUS

(for as long as necessary)

CONSULTATION CERTIFICATE

THIS CERTIFICATE ENTITLES THE HOLDER TO:

FREE CONSULTATION BONUS

WITH JENNE FORDAY IN CONJUNCTION WITH BANKRUPTCY ONLINE RESOURCE CENTER

Signature : Jforday

GET YOUR COPY NOW FOR ONLY $29.50 (£19.99)

How can you afford NOT TO BUY NOW?

P.S. I Can’t imagine why you would have qualms about investing a mere £19.99 in your peace of mind and financial future…

Jenne Forday